Membership with Arkansas Federal Credit Union is required. Earn up to 200 in Bonuses No Monthly Balance Requirement No Monthly Service Fees Better Loan Rates Whether you're in the market for a new or used auto, or a maybe a new place to call home, we have you covered. For current members with an inactive Arkansas Federal checking account, to qualify, a monthly direct deposit of at least $500 must be enabled. Federally insured by NCUA. Our Best Free Checking account gives you all the features you need, without all the hidden fees. For current members that do not have an Arkansas Federal checking account, they may open a checking account with Arkansas Federal to qualify. If funding is from an already established Arkansas Federal account, the member must also have a monthly direct deposit of at least $500 going to an Arkansas Federal checking account or already have an active checking account with at least 10 monthly transactions. IRA transactions are subject to IRS rules and regulations. A $1,000.00 minimum deposit is required to open a share certificate account. To qualify, a member may either fund the certificate with new money-money that was not originally housed with Arkansas Federal, or they may transfer funds from an already established Arkansas Federal checking or savings account. Penalties may apply to withdraws made prior to maturity and/or IRA age requirements. The dividend rate is fixed unless otherwise stated. The rate is based on the dividend rate in effect on the date of deposit. Certificate special rates are effective as of at 5.60% for 13 months and 5.30% for 6 months and are subject to change. for 13-MonthsĪPY is the annual percentage yield and assumes the dividends remain on deposit until maturity. For current members with an inactive Arkansas Federal checking account, to qualify, a monthly direct deposit of at least $500 must be enabled. Federally insured by NCUA. APY APY is the annual percentage yield and assumes the dividends remain on deposit until maturity.
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